Sierra Taylor Made Uflex Solas Attwood AM Garelick Wise Dorsett Michigan Wheel QL Volvo Penta Westland Stiletto Turning Point Innovative Nauticus Seasense Wesbar Fulton Mustang Jet Pilot Fuzion Kwik Tek Monster Tower Itt Jabsco Rule Minn Kota Briggs and Stratton Keelshield Moeller Norcold Zodiac Red Star Silver Marine Print Coupons Sierra Print Coupons Impellers Mat kits Engine parts PWC Parts Print Coupons Taylor Made Print Coupons Uflex steering Mech steering Hydraulic steering Steering wheels Remote engine controls Print Coupons Solas props Solas Amita props Print Coupons Solas props Seloc manuals Print Coupons All Garelick Garelick ladders Garelick ladders All Garelick Garelick seating Print Coupons Wise seats Print Coupons Carpet Props Lights Print Coupons Nauticus Anchors Dock lines Safety products Print Coupons Life jackets Registration lettering Navigation lights Ventilation Distress signals Battery accessories All safety Custom lettering Print Coupons Wesbar lighting Trailer light kit Fulton jacks Fulton winches Fulton guides, fenders Print Coupons Life jackets CRC Print Coupons Life jackets Fusion watersports Print Coupons Kwik Tek products Print Coupons Monster Tower Print Coupons Buoys Fenders AnchorShade Print Coupons Jabsco Rule Print Coupons Minn Kota KeelShield Print Coupons Striped biminis Boat covers Sharkskin Supreme Print Coupons Print Coupons Print Coupons Moeller Stilleto Print Coupons Model ships Print Coupons Norcold Fuel Tank Print Coupons Print Coupons
The Review
Shop our most popular categories Boat Covers Engine Parts Props Maintenance Blowout Specials

In This Issue

Front Page

Ask The Experts – Selecting a Steering System Financing the Boat of Your Dreams National Boating Safety Month Let’er Rip Extra Savings Sale Red Sky at Night with JB Cornwell Nautical Humor Stupid Human Boating Tricks You Won’t Believe Your Eyes Featured Products and Specials

Mustang [Click Here]

Nauticus [Click Here]

Financing the Boat of Your Dreams
Sponsored by Essex Credit Corporation

You’ve shopped for months and finally found the boat of your dreams, now, how do you finance it? You’ve seen many finance companies advertised in boating magazines and through searches on the Internet. So how do you pick the right one for you, and are they all the same? The answer to the latter is a resounding NO!

While many of these companies may look the same, you don’t have to look very far under the surface to see the differences. Many finance companies are merely “loan originators”, meaning that they don’t lend their own money and must shop your loan around until they can find a lender that will “buy” your loan. Do you really want another middleman? It is much better for the consumer to find a company that is also a lender. This type of company can set its own lending criteria, which means they may offer rates and terms that the “origination” company cannot. Finance companies that can make their own credit decisions will be able to approve your loan much faster.

What’s important to you? Is it better to deal with a small company or a larger one? The majority of boat buyers and owners believe that dealing with a larger, well established company is more advantageous since many of these “origination” companies come and go rather quickly. Some of these “origination” companies have been in business for only a short period of time, have few employees, and much less funding to invest in modern systems that will help the consumer with a fast and smooth financing process. Many of these “origination” companies can only offer loans in certain states and are limited on the size of loan.

As a consumer you should carefully check whether the finance company you chose is compliant with all federal and state laws regarding consumer lending. The applications of some “origination” companies have illegal questions and are not compliant with state and federal guidelines. How will this affect you as a borrower, it’s hard to tell, but wouldn’t you rather be safe than sorry?

New laws have been enacted that finance companies must strictly adhere to, including guidelines concerning the privacy of a loan applicant’s personal information. This is of primary concern to many borrowers.

A leading national boat lender, Essex Credit Corporation has been in business for more than 20 years. Essex is owned by one of the largest banks in the world giving them access to resources that few other finance companies can match. Essex offers loans in all fifty states, terms up to 25 & 30 years, loans from $15,000 to $10,000,000, and instant approvals. Essex Credit is not only a lender; but also a partner with other major lenders working together to get the best deal for their customers.

With Essex Credit the borrower will work closely with their loan representative who will work to approve the application and their loan closer who will handle all of the required paperwork from start to finish. So if you’re looking to buy a new or used boat or refinance an existing one, I recommend that you call Essex Credit today and your boat loan will be Made Easy! 1-866-377-3948, or click this link for an Instant Loan Approval Application.

Send Us Feedback Email to a Friend Back to Front Page
Disclaimer for Review Articles:
The information and articles provided in this newsletter and/or in any publications provided by are for general purposes only and intended to help you make better janisions about your boat and boating equipment. Such information is not intended to substitute for instructions from the manufacturer, dealer or marina about your specific boat or boating equipment and iboats specifically disclaims any liability for damage to your boat or equipment arising from your following suggestions in this newsletter. For more details about your equipment or application, we suggest you contact the manufacturer of your boat or other equipment.

Copyright Notice:
All materials contained on the site and on this Review publication are protected by United States copyright law and may not be reproduced, distributed (except for use of the "Email to a Friend"), transmitted, displayed, published or broadcast without the prior written permission of or in the case of third party materials, the owner of that content. You may not alter or remove any trademark, copyright or other notice from copies of the content.

Photo Credits:
Header photo courtesy of Tom King Photography.