Please help a newbie. I started looking at boats, and reading reviews online. I read the reviews on 07 bayliner 175 for $10k and got all excited, but when you go to the dealer it's $14k. Why is that ? 09 is out already. What would be equivalent to a Chevy or cadillac after 2 years you loose half of the value, but still good cars. Any tips or advice on buying a boat. Any suggestion. Thanks in advance....