Re: Do I have a good case to sue this insurance company? Any Lawyers in the hous
Re: Do I have a good case to sue this insurance company? Any Lawyers in the hous
No, the Wife is not on my polices. She has a totally separate policy and drives a car in her name only. Besides that... we're separated.<br /><br />I'm the last person on the planet that would sue, however my so called "Farmer's Agent" is about as useful as **ts on a bore hog.
<br /><br />This Farmers agent had to know the accidents weren't mine in the first place, yet she did NOTHING to stop/deal/explain the increased rates, so I canceled the insurance with Farmers.<br /><br />She said absolutely nothing about my CLUE report. And from what I read about CLUE reports, many drivers know nothing about them until something like this happens.<br /><br />Now what kind of agent is that? You would think she would be looking out for me and at least tell me about the CLUE report. <br /><br />When I found the CLUE problem, my Farmers agent shuffled it off to another department. I didn't even get as much as an apology from her. <br /><br />After learning that my rates would be increased even more through my new company, I went back to Farmers to see if they could re-instate to the latest quote ( I didn't like it, but it was $300+ cheaper)... <br /><br />Well guess what... They wrote me back and said "Sure... we can re-instate for you"... AT ALMOST 3 TIMES HIGHER THAN MY PREVIOUSLY INCREASED RATE! <br /><br />Now.. could they explain this? Nope.<br /><br />Again.. she knew darn well I wasn't involved in the accidents. She has been my agent for YEARS. Why is she increasing it even more?<br /><br />The damages I would pursue are the higher insurance rates that I shouldn't have to pay. <br />It was clearly Farmer's error. People sue for a heck of a lot less, and many of those cases aren't even worth arguing about.<br />I have to go out of my way to clean this mess up. I have to go through all the time and worry dealing with this. <br />How many certified and overnight letters did I send? How much time on the phone? How much extra money am I going to pay in higher premiums until I can get this fixed? <br /><br />It all adds up. Everything has a dollar value to it as far as the courts are concerned.<br /><br />Believe me... I hate greedy lawyers and frivolous suits just as many of you. But I think I'm entitled to something if this problem isn't fixed. It's a good bet I won't get anywhere with a lawsuit, but it would make me feel better.<br /><br />All I can really do is contact the governing agencies of the insurance companies and lodge my complaints as some of you have suggested.<br /><br />And (LOL) my first thought wasn't to sue... My first thought had something to do with (edit) well... I shouldn't mention here <br /><br /><br />I wasn't involved in the accidents, and nobody has the right to accuse me of them.<br />The papers I received from Farmers explaining I wasn't involved are now in the hands of the underwriting department of my new insurance company. I'll know in a few days what happens.<br /><br /><br />Thanks again guys....<br /><br />H.
Re: Do I have a good case to sue this insurance company? Any Lawyers in the hous
No, the Wife is not on my polices. She has a totally separate policy and drives a car in her name only. Besides that... we're separated.<br /><br />I'm the last person on the planet that would sue, however my so called "Farmer's Agent" is about as useful as **ts on a bore hog.
<br /><br />This Farmers agent had to know the accidents weren't mine in the first place, yet she did NOTHING to stop/deal/explain the increased rates, so I canceled the insurance with Farmers.<br /><br />She said absolutely nothing about my CLUE report. And from what I read about CLUE reports, many drivers know nothing about them until something like this happens.<br /><br />Now what kind of agent is that? You would think she would be looking out for me and at least tell me about the CLUE report. <br /><br />When I found the CLUE problem, my Farmers agent shuffled it off to another department. I didn't even get as much as an apology from her. <br /><br />After learning that my rates would be increased even more through my new company, I went back to Farmers to see if they could re-instate to the latest quote ( I didn't like it, but it was $300+ cheaper)... <br /><br />Well guess what... They wrote me back and said "Sure... we can re-instate for you"... AT ALMOST 3 TIMES HIGHER THAN MY PREVIOUSLY INCREASED RATE! <br /><br />Now.. could they explain this? Nope.<br /><br />Again.. she knew darn well I wasn't involved in the accidents. She has been my agent for YEARS. Why is she increasing it even more?<br /><br />The damages I would pursue are the higher insurance rates that I shouldn't have to pay. <br />It was clearly Farmer's error. People sue for a heck of a lot less, and many of those cases aren't even worth arguing about.<br />I have to go out of my way to clean this mess up. I have to go through all the time and worry dealing with this. <br />How many certified and overnight letters did I send? How much time on the phone? How much extra money am I going to pay in higher premiums until I can get this fixed? <br /><br />It all adds up. Everything has a dollar value to it as far as the courts are concerned.<br /><br />Believe me... I hate greedy lawyers and frivolous suits just as many of you. But I think I'm entitled to something if this problem isn't fixed. It's a good bet I won't get anywhere with a lawsuit, but it would make me feel better.<br /><br />All I can really do is contact the governing agencies of the insurance companies and lodge my complaints as some of you have suggested.<br /><br />And (LOL) my first thought wasn't to sue... My first thought had something to do with (edit) well... I shouldn't mention here <br /><br /><br />I wasn't involved in the accidents, and nobody has the right to accuse me of them.<br />The papers I received from Farmers explaining I wasn't involved are now in the hands of the underwriting department of my new insurance company. I'll know in a few days what happens.<br /><br /><br />Thanks again guys....<br /><br />H.
