Re: 3.55 vs 3.73 diff ratio
Check out the latest Trailer Boats Magazine for a test of the F-150, Ram 1500, and Tundra. Non-towing mileage for the Tundra was 13.3, the Ram 11.0, and the Ford (with the 3.73) was 14.4. Towing mileage for the Tundra was 9.7, Ram was 8.2, and the Ford was 7.5. Towed load was a 6000lb Mako center console.
With the Ford, you could get away with the 3.55, if you are getting the 6 speed auto, in my opinion. The Ram had the 3.92 axle ratio and a 5sp auto. A 3.55 with it would not be a good fit, in my opinion.
Braking results for unladen were 55-0mph in 107 feet for the Ford (Ram did better at 104, Tundra did it in 119)
Laden braking 55-0mph Ford needed 196 (Ram 179, Tundra 180)
The Ford weighed 5624lbs in Super Crew 4x4 setup. Its tow rating was 11,200lbs with the 3.73, AND the "Maximum Tow Package", which was a $300 option. No idea what all it included.
RAM was Crew Cab Laramie trim and it weighed 5497lbs. Its tow rating was 9800lbs. It also had the highest sticker price at $49,390 (compared to $43895 Ford, and $45,236 Tundra. But you could control some of that with what trim package/other options you choose, I am sure.