I was thinking about a consolidation loan, and I was wondering if anyone has used Lending tree?<br /><br />I am in no credit or debt trouble, but I would like to put everything in one payment.<br /><br />Any horror stories about them? Good stores?<br /><br />Any other places you can recommend?<br /><br />Also, for those of us with boat payments...What is your terms? Mine was put on a 5 year term, but I've read that they can go 12 to 15+ at some lenders. Where can I get that kind of term if I refinance?<br /><br />I don't like the idea of payments that long, but I see the boat as a toy, so the payments I kinda ignore and not worry about the interest.<br /><br />Thanks,<br /><br />H.