I've been boating for many years and enjoy introducing boating to family and friends. My problem is that my 12' aluminum boat just doesn't cut it anymore. I have 4 children (ages 4 to 11) and a wife that all enjoy boating, fishing and water sports (We occasionally do water sports on my brother in-laws 24' Maxum but maybe only 1 or 2 times a season.). When I take out my boat, I can usually only accommodate 2 passengers. It tares me apart to tell any of my family that they "can't go this time" because there "isn't enough room" so I finally decided to upgrade to a new or late model used boat.<br /><br />Most of my boating is in fresh water (Delaware River, NJ) with occasional "near shore" saltwater trips and cruising on the inter-coastal waterway. When I first started looking at boats, I decided on a Dual Console in the 20' range because they generally had ample seating for 6 and at my wife's insistence, a potti. We could fish, cruise and do water sports. The perfect boat! Then reality set in. The price of a new Dual Console in the 20' range with a 200HP outboard ranged from the low $30000's to the mid $40000's range. I most likely would not be using the boat every weekend. I couldn't justify (or afford) the high cost and I did not want a 10+ year loan. Late model used Dual Consoles in good condition are few and far between (Ive been look for about 8 months) with the most affordable being underpowered (115HP to 150HP) in my eyes.<br /><br />Here's my dilemma. I figured that a boat the whole family could enjoy now would be better than no boat at all. Kids grow up and now is the time I want to leave them with a positive impression of family and boating. You can fish, cruise and do water sports from just about any boat. So I have compromised and decided to get a Bowrider or small cuddy in the 20' range. The most affordable boats in the 20' size are I/O's, so that is probably what I would buy. My target price range is $18,000 to $20,000. If I get a Bowrider, I'm hoping that I could figure out some kind of arrangement for a potti for the kids (Any suggestions?).<br /><br />I feel my window of opportunity won't be open for long. I see some big bills coming my way in a few years (braces for the kids teeth, new/used car for wifey, college, etc). Has anybody out there been in a similar position? Do you think I'm making the right decision? Should I continue to wait and save more cash and pray my wife's van doesn't die? It kills me to compromise on a boat but I have learned you can't have everything you want.<br /><br />Any advice is appreciated. Thanks for putting up with my ramblings.