Do you hide money from your spouse?

Do you hide money from your spouse?

  • Yes, a large amount.

    Votes: 12 18.8%
  • Yes, but only a small amount.

    Votes: 14 21.9%
  • No, not even a dime.

    Votes: 38 59.4%

  • Total voters
    64

pduquette

Ensign
Joined
Jun 22, 2007
Messages
999
Re: Do you hide money from your spouse?

Yes - only because she's my X-!!!!!
 

RWilson2526

Master Chief Petty Officer
Joined
Jul 23, 2007
Messages
810
Re: Do you hide money from your spouse?

My money is hidden in plain sight. My wife has absolutely no interest in financial matters at all. She couldnt tell you how much money we bring in, how much we spend or how much save or owe. It did take some explaining though when I bought the boat after I told her we did not have the money for a new dining room set. Go figure
 

1730V

Chief Petty Officer
Joined
Feb 14, 2004
Messages
563
Re: Do you hide money from your spouse?

Nope! Everything is joint.
 

tashasdaddy

Honorary Moderator Emeritus
Joined
Nov 11, 2005
Messages
51,019
Re: Do you hide money from your spouse?

when i was married, i had to or we would have been i the poor house. paid off all the credit cards, cut them up, she got the mail as i was at work. when the renewal cards came in, which i didn't know, we were back to $10,000 in debt. that was one of the straws that broke the camels back. this was in the 70's when $10,000 thousand would have bought a really nice boat.
 

Ezrider_92356

Chief Petty Officer
Joined
Jul 14, 2007
Messages
426
Re: Do you hide money from your spouse?

we keep separate bank accounts and she is trying to save up money for some stuff she wants witch i figured out basically means spending more of my money and less of hers so weather my banking account is bumping agest overdraft or a i have a good chunk of change i always say i have barely enough to cover the bills...lol but that also makes it quite hard to make any big purchases
 

SS MAYFLOAT

Admiral
Joined
May 17, 2001
Messages
6,372
Re: Do you hide money from your spouse?

A couple of years ago, we got involved with credit counseling. Its been real rough. Can't hide money that is accounted for present and future payments. We're not even allowed to open any new accounts even if others has been paid off. However, in the long run we will be out of debt sooner than the payment plans of the CCards.

Two more years and all of our credit card debt will be gone. We may keep one card for emergencies only, but I told the wife that money in a cookie jar would work just as well. BTW, the cookie jar has a cylinder key and combination (a safe).

As for her money vs mine, it all goes into one account. Keeping out of the habit of nickle dime stuff has really made a diff on having money left over. Plus with me quitting cigaretts a year ago has made a real big diff. Not boating this season has really helped financially, but sure has bummed us out mentally.
 

JB

Honorary Moderator Emeritus
Joined
Mar 25, 2001
Messages
45,907
Re: Do you hide money from your spouse?

Been divorced for 25 years, but when we were still hitched she was a stay home mom.

We each had a small seperate bank account for what we called "private" use, and a joint account from which we paid family bills, etc.

I don't know if you would call that hiding money. My salary went to the joint account and we split money from speaking fees, writing, etc. for the others.
 

KnottyBuoyz

Senior Chief Petty Officer
Joined
Mar 6, 2006
Messages
712
Re: Do you hide money from your spouse?

Similar story to Mayfload, Tasha's Daddy & JB. After the divorce (fleecing) ended up living in my van with a sh*tload of debt she ran up. Also had to borrow to keep my ex out of my pension. Took all I had to scrape together enough to buy a house with gov't relocation allowance. Since then have met the most wonderful woman in the world but she had just had her identity stolen (by of all people her mother) and ran up more debt. We went to counceling and got things arranged so we could at least live.

Eight yrs later there's light at the end of the tunnel. In March we'll be debt free and preparing to build our next boat. Accounts are separate but we can e-mail money between them if needed. There's only 1 credit card between us and that's good 'nuff. There are times though she threatens to take my PayPal & E-Bay accounts away from me! *lol*

There's been some really hard lessons learned but there's no real need to hide money!
 

i386

Captain
Joined
Aug 24, 2004
Messages
3,548
Re: Do you hide money from your spouse?

No hiding. It all goes in one account. If I do some work on the side it's generally accepted I can do what I want with it. Same for her. We also have a big water cooler jug. We always put our change in there and sometimes even throw bills in there. We'll put that toward a vacation some day. The last time that jug was 1/2 full it sent us to Mexico for a week. She's also got a piggy bank. Anything she finds in pockets while washing clothes goes in there and that's hers. :D

We also discuss any purchase over $50. Anything that's a major purchase we usually research for months before we buy it. By that time we make sure we're buying the right thing or decide we didn't really need it.
 

oddjob

Commander
Joined
Jun 19, 2002
Messages
2,723
Re: Do you hide money from your spouse?

With My ex I had the same problem as TD. As I was paying the last credit suprise she was secrecly creating another. So I maxed out my investment in 401k so the money was saved regardless. Then I became a PI and cut her from all my acccounts. And started coming home for lunch to intercept the new credit offers and or bills. I'm happy for all here that are seeing light at the end of the tunnel. I'm single, have the house and the kids and have half my 401k and pension.
 

57whitehouse

Chief Petty Officer
Joined
Jun 18, 2007
Messages
519
Re: Do you hide money from your spouse?

Nope. No hiding. My check direct deposited in one account. She pays all the bills.

She is a stay at home mom to 2 little kids, I'm a nurse = no money left over.

I did get a little money all to myself when our neighbor kid side swiped my car. Insurance payed $1000 and fixed the car myself. That's how I got into buying and selling '50s and '60s model boats.:)
 

Bob_VT

Moderator & Unofficial iBoats Historian
Staff member
Joined
May 19, 2001
Messages
26,066
Re: Do you hide money from your spouse?

We maintain seperate accounts but also work from both accounts too.
 

dirtyoldman

Petty Officer 1st Class
Joined
Apr 30, 2007
Messages
359
Re: Do you hide money from your spouse?

I keep the money I make off selling small things like tools and stuff. I guess I don't hide it, but I surprise her with it (taking her out) and use it to buy new tools. In reality it makes no difference because she'd let me spend money on tools. I just keep the money in my wallet anyway. It's not like it's hidden.

When money was much tighter, this money went into the spending money envelope. We used this for all non essential spending and christmas. I did have more side jobs then however. Now it's a lot less money, maybe $2000 per year.
 

Mike722

Petty Officer 1st Class
Joined
Nov 7, 2005
Messages
370
Re: Do you hide money from your spouse?

No seperate accounts that I know of.

Actually she is great, paycheck is direct deposited and she pays all the bill. Most of the bills are automatic withdrawls out of the account.

She loves to shop, but when we were first married, she would ask if she could buy something, and I would tell her to let her conscience be her guide. I think for us that worked much better then telling her yes or no.
 

Ezrider_92356

Chief Petty Officer
Joined
Jul 14, 2007
Messages
426
Re: Do you hide money from your spouse?

the sad truth of the matter is shes better with money than i am
 

Barnacle_Bill

Admiral
Joined
Feb 8, 2004
Messages
6,469
Re: Do you hide money from your spouse?

I keep at least $500 stashed but my wife knows about it. We refer to it as my emergency fishing trip money.
 

QC

Supreme Mariner
Joined
Mar 22, 2005
Messages
22,783
Re: Do you hide money from your spouse?

We don't hide anything, but I sure wish one of us did :) I often fantasize about telling her I have a secret chunk stashed somewhere. She would not be mad that's for sure. If she had a secret chunk stashed, I would jump for joy.

We have friends who are nearing divorce and he is hiding money. He probably always did. The difference between us and them is he probably hid it specifically in case of divorce. The only reason we would hide money from each other would be for each other . . .
 

Haut Medoc

Supreme Mariner
Joined
Jun 29, 2004
Messages
10,645
Re: Do you hide money from your spouse?

Nope, what's mine is mine & what's her's is mine......;)
 
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