Re: Fish finder - transom mount OR thru-hull?
Yeah, the terminology can be a bit confusing. The transducer manufacturers (like Airmar) describe "In-hull" transducers as the type you're interested in (and the one I have) and "Thru-hull" as the style designed to protrude through the hull requiring drilling through the hull to mount. Thru-hull models can have units that embed in the hull and it's surface is pretty much flush with the bottom of the hull, or surface mounted models.
I'm actually glad I have the in-hull. Besides having it as a back-up, I keep my boat in a slip all season and to prevent theft, I take my fishfinder/GPS chartplotter with me whenever I'm coming to or leaving the marina. Sometimes we just want to cruise familiar water and having the in-dash sonar allows me the option of saving a bit of pre-launch time by not having to hook up the other unit for this type of use.
Good luck with the install!