Yeah II hear ya on the concern of there being enough room under the floor to float a Chief, there isn't much room for lots of foam. I would use the board though rather than the 2 part expanding. You can also put some behind the side panels too. I know I got more flotation into my Chief than the factory did, then there's the fuel tanks, wood, seats full of foam, extra PFDs and it all adds up to flotation too. Personally if things look bad I'm off the water and will wear my PFD when there's good waves or lots of other boat traffic around.