Re: fuel mileage
The 10% rule is good with older outboards. I/Os are getting down to 7% but WOT fuel use doesn't mean a whole lot.
Cruise MPG with modern stuff (OB and I/O) is:
16 - 18 footers sometimes see 5, but consider 4 for range calcs
19 -21 ft see 4 but use 3
22 - 25 ft. will get 3 but maybe use 2.5
Older stuff and most IBs are worse. Modern jets are getting closer.
The largest assembly, and pretty good variety, of data is at BoatTest.com. Remember that these boats are all new, usually setup perfectly, and very lightly loaded. Top speed and MPG numbers are never reached once delivered. They get loaded up and conditions are more variable, and are often 5 - 10% slower than shown.