Re: On Board Charger
I prefer to leave mine unplugged after bringing to a full charge. If need be, I plug in once a month and top off.
While it hasn't happened to me, a concern I have, is power surges, power-drops, lightnining spikes, etc. While household equipment may have some protection, not sure what boat electronics have. I feel it is better not to find out the hard way.
My boats are stored outside and do not like the idea of leaving the heavy-duty cords out for more than a day or two.