gm280, excellent post!
OP, you don't want and amp but you want speakers that will "rattle your eardrums". Obviously that's a really subjective statement but it sounds to me like you need an amplifier. Most head units have amps that are maybe 20 to 35 watts RMS x 4. Amps can be had up to well over 100 watts RMS per channel with as many channels as you need. Power differences aside, a quality external amplifier will generally have less distortion, better frequency response, better damping, better dynamic range, etc. than an equivalent power section in a head unit. Head unit amps are designed to give a little power in a system where someone values simplicity and low cost. To really get any volume, especially in a noisy boat environment, you will want an external amp.
Generally you don't want the amp's RMS power rating to exceed that of your speakers but that's not an absolute rule. When an amp is run beyond it's capabilities it "clips" the waveform going thru it. This is what will "blow" a speaker. You're probably more likely to damage a speaker by running a too small amp too hard and making it clip than getting clean power from an amp that is technically over your speaker's power rating. '
Example: A speaker rated for 50 watts RMS fed with a distorted clipped signal form an overdriven 30 watt RMS amp will likely be damaged over time. That same speaker fed a nice clean waveform from a quality amp rated at 60 watts RMS will likely live a long happy life.