Your boy friend makes a very good point, IF you said we have a deal and then your now backing out (I did say if)
Your looking at a boat which will only leave the lake for one of three reasons. 1) Inspection, 2) Repair or 3) Disposal
It's very doubtful the boat will ever be bought by someone which wants to restore it and move it. If you buy it just like the guy who owns it now will be looking at folks just getting into boating. Folks which don't know that BOAT does stand with Bring On Another Thousand.
As an example, I was working on my own boat which I could swear there was nothing wrong with the transom. Then I noticed a very small dark spot way down low. Got to digging into it and now I have half the transom and stringers tore out. This is on a 27 foot small cruiser
My guess is there is a high possibility that the boat your looking at has some hidden issues. Not saying the current owner knows where they are, just there probably are some. If you need to replace one of your engines there is going to be several thousand for an old used one. You mentioned about a couple hundred in gas, you will probably be spending around that much every weekend unless you don't go anywhere. Boats are very expensive to maintain and more so to repair. So if you need to make sure what your getting into and can you afford it.
I wish you the best
