I missed the $5k down. Buy used for $10-15 for the couple years you may be in it. Will get you something nice. If roof leaks, couple hundred bucks of roof goo will fix.
buy used 100% over new and you hopefully you should be able to double up on payments so whatever rate you get doesn't matter much or if planning to sell before paid off again the percentage rate for that small of a loan is pennies.
saw this on FB:
The relationship between a man and a woman is psychological.
One is psycho
One is logical
Identify which one is which at your own peril
