FLATHEAD
Captain
- Joined
- Dec 29, 2002
- Messages
- 3,434
As of midnight last night motorcyclist in Pa. have the choice of wearing a helmet or not.
I like the idea of freedom of choice but now I will have to wait and see if the greedy insurance company's take advantage and jack up the rates. One guy told me he heard they were going to survey all policy holders and set your rate accordingly. This is what he told me. They will send the survey and question weather or not you wear a helmet. If you say yes your rate stays the same, if you say you will ride without a helmet on occasion your rate will go up, if you lied and and said yes I will wear a helmet and then wreck while not wearing one you are not covered. This seems a little like discrimination to me. FYI there are tons of studies done on injury with and without helmets, depending on which one you believe there are more fatalities without the helmet, where as another one says no real increase in fatals and serious injury.
I guess I will wait and see. Me personally,, I have logged quite a few miles with and without a lid in my travels, Will I still wear one? I think it will be a fifty fifty deal with me.