Hopin' This'll Buff Out

puddle jumper

Captain
Joined
Jul 5, 2006
Messages
3,830
Re: Hopin' This'll Buff Out

That was definitely a hold my beer and watch this moment. I can under stand your frustration as I was in a auto accident with an old lady. Her fault and I just wanted to punch some one but you cant.
 
G

Guest

Guest
Re: Hopin' This'll Buff Out

The Lord loves fishermen and boaters so HE was right there with you pal! Thank HIM for being here to tell us about it!
 

joey nathan

Petty Officer 2nd Class
Joined
Mar 17, 2009
Messages
185
Re: Hopin' This'll Buff Out

JASOUTSIDE: would love to know what the acronym stands for, but those "guns" got me scared hehe roflmao...

And, I want to clear something up - the ASSUMPTION by some here that I was somehow negligent for enjoying a good read and soaking up some sun. Well...

Allison Creek is a two mile long tributary to the main part of Lake Wylie, I had gone to the very limit of it; in other words, two miles from the main part of the lake to boldly try and relax for a little while after fishing for a couple of hours. Would you be placated if I was repairing a damaged anchor rope, or re-rigging a broken line from a snag, or possibly having the nerve to jump in the water to relieve myself, huh? Which one of these respites qualifies as having a death wish?

Sheesh, Really? This guy almost (within a millimeter or so) killed me! I don't have a right to a 16 by 6 foot piece of a 13,000 acre lake without attempted murder visited upon me?

Your callousness is shocking...
 

ezmobee

Supreme Mariner
Joined
Mar 26, 2007
Messages
23,767
Re: Hopin' This'll Buff Out

Settle down, it was 1 person.....
 

j_martin

Admiral
Joined
Sep 22, 2006
Messages
7,474
Re: Hopin' This'll Buff Out

JASOUTSIDE: would love to know what the acronym stands for, but those "guns" got me scared hehe roflmao...

And, I want to clear something up - the ASSUMPTION by some here that I was somehow negligent for enjoying a good read and soaking up some sun. Well...

Allison Creek is a two mile long tributary to the main part of Lake Wylie, I had gone to the very limit of it; in other words, two miles from the main part of the lake to boldly try and relax for a little while after fishing for a couple of hours. Would you be placated if I was repairing a damaged anchor rope, or re-rigging a broken line from a snag, or possibly having the nerve to jump in the water to relieve myself, huh? Which one of these respites qualifies as having a death wish?

Sheesh, Really? This guy almost (within a millimeter or so) killed me! I don't have a right to a 16 by 6 foot piece of a 13,000 acre lake without attempted murder visited upon me?

Your callousness is shocking...

1. Would you accept my apology?
2. Are you saying that if he didn't hit you, he would have beached it in another 4 seconds?
 

Beefer

Lieutenant Commander
Joined
Aug 4, 2008
Messages
1,737
Re: Hopin' This'll Buff Out

I must preface this post with letting you know that I am thankful nobody was seriously hurt or killed in this accident. The good Lord was definitely watching out for both of you!

And, I want to clear something up - the ASSUMPTION by some here that I was somehow negligent for enjoying a good read and soaking up some sun. Well...

Allison Creek is a two mile long tributary to the main part of Lake Wylie, I had gone to the very limit of it; in other words, two miles from the main part of the lake to boldly try and relax for a little while after fishing for a couple of hours. Would you be placated if I was repairing a damaged anchor rope, or re-rigging a broken line from a snag, or possibly having the nerve to jump in the water to relieve myself, huh? Which one of these respites qualifies as having a death wish?

Sheesh, Really? This guy almost (within a millimeter or so) killed me! I don't have a right to a 16 by 6 foot piece of a 13,000 acre lake without attempted murder visited upon me?

Your callousness is shocking...

I will feel the wrath of all for this, but....

Don't be surprised if the insurance company assigns a percentage of fault on you, decreasing the settlement amount.

Their arguments will be that A) you were engaged in recreational activity in a marked channel (main channel or not, it's still a channel), obstructing traffic (also read as creating a hazard to navigation) B) you weren't keeping a proper watch while underway.

There have been many threads written, along with laws in all 50 states about using marked channels for purposes other than travel (ie fishing, swimming, tubing, waterskiing, and yes, even reading). Because it wasn't the 'main channel', you feel it was ok. So with that logic, is it ok to put my lawnchair out in the street and read a book? Hey, it's a side street. What you talk about above are emergency situations (except the potty break). When a boater break down in a channel, along with attempting repairs, etc., they will still (typically) keep an eye open for other boats, and try to wave them off or signal in some manner to alert the oncoming vessel. You were aware of an approaching vessel, were able to assess a high rate of speed by the engine sound, but you "Didn't even look up". Maritime law requires all vessels to do whatever they can to avoid a collision. Remember, you were underway, (not moored, anchored, or aground) which can make a tremendous difference from a legal standpoint.

It really, 100%, without question, undeniably SUCKS that this happened to you , and your boat you put so much of yourself into. Don't read my post as a negative or an assumption of callousness. Read it with an open mind, and try to learn from it. Be thankful that you have the opportunity to even be here and read these posts. It's too often we read about a boater who has joined Neptune, and there isn't a soul alive that isn't glad you weren't one of them.
 

LippCJ7

Vice Admiral
Joined
Sep 20, 2010
Messages
5,431
Re: Hopin' This'll Buff Out

Is there an accident/incident report on this? I would like to see this, also the OP needs to contact the homeowner that rendered aid and get an affidavit from him stating the other drivers claim that his sunglasses and hat had blown off as well as his claim of having issues with the sun.

Reason being is this, if the other driver actually did have these issues(and he stated he did which is plenty in civil court) and yet still continued at his rate of speed he is Negligent, possibly criminally negligent. In Colorado the Park rangers are responsible for attending these type of accidents until it is deemed that the seriousness of the accident determines the State Patrol get involved and this accident would certainly fit the criteria, lets face it 6 inches and your likely looking at a broken neck, yet another case of willful and wanton disregard for the safety of person and property

Get your eggs in a row here, Beefer makes an excellent point but rather then getting infuriated by the insurance company it would be nice to just hand the insurance company a copy of your case and politely let them know your lawyer will be in touch......
 

Rellik546

Petty Officer 1st Class
Joined
Feb 5, 2011
Messages
270
Re: Hopin' This'll Buff Out

call me stupid...but if your doing 70mph in a boat, and u dont have a windshield, glasses or a hat(hat wouldnt work anyways, just blow off) why wouldnt you slow down? thats like driving at night in ur car and ur headlights blow out at the same time...do you speed up? whatever their first offer is to you, dont take it get a lawyer. sew him for negligence. im sorry im not the sewing type but he could have killed you. your so lucky. and the insurance company is gonna try to get out as cheap they can, even if their first offer seems like alot i wouldnt take it. but before you do anything def get a lawyer. or if you have a lawyer friend ask their opinion.

This is just plain old dumb. how do you hit the only boat in a channel? this just pisses me off. people are so dumb.

Glad your okay.
 

LippCJ7

Vice Admiral
Joined
Sep 20, 2010
Messages
5,431
Re: Hopin' This'll Buff Out

I agree Rellik, theres a point where stupid is penalized criminally, I can see this as being one of those cases, I don't care how old the other driver was....

I don't know how the OP held his composure through this, if my children were in the boat and this happened to me I would likely be on my way to prison.....willingly
 

puddle jumper

Captain
Joined
Jul 5, 2006
Messages
3,830
Re: Hopin' This'll Buff Out

Under standing what every one is saying but would that not be like being parked in the middle of a huge public parking lot with no one around and getting run into.

In a nut shell the guy lost control of his boat and did nothing to correct it. He lost his sun glasses and hat. He then continued at an unsafe speed into the sun. I cant see it being but a 100% fault of the boat under power.
 

scipper77

Commander
Joined
Sep 30, 2008
Messages
2,106
Re: Hopin' This'll Buff Out

I love how everyone around here is an amateur lawyer or insurance professional. I must admit that I've been (am) guilty of this as well.

Having said that, if "you" feel that you should receive special compensation for this then "you" can get a lawyer and go after both him and his insurance company in Civil court. I know this because I was rear ended by a motorcycle and even though it was completely his fault that's exactly what he did (granted he sustained injuries that were not covered by his insurance and "no fault" insurance doesn't apply to motorcycles in NY). This guy got a $10,000 settlement after 5-6 years of litigation.

I'm not telling you how I would handle the situation or how you should, I'm just making sure you are aware that only a civil case initiated by your lawyer will be out to get you the maximum award you can get. If you want to go that rout go consult with a lawyer to see if you have a leg to stand on.

"my opinion" is that the insurance company could care less about making you rich. They work for the company and are paid to protect the assets of the insurance provider.
 

ezmobee

Supreme Mariner
Joined
Mar 26, 2007
Messages
23,767
Re: Hopin' This'll Buff Out

I'd love to see this in court:

Apple's lawyer: "If it pleases the court, here is plaintiff exhibit A. A shirt worn by the plaintiff which big black marks from the rub rail of the defendant's boat"

Defense: "Here's your big check sir."
 

bruceb58

Supreme Mariner
Joined
Mar 5, 2006
Messages
30,590
Re: Hopin' This'll Buff Out

The insurance company will give you what your boat is worth and probably pay you for your shirt. That will be all you get because there were no other damges...thankfully.

Amazing!
 

BF

Lieutenant
Joined
Apr 8, 2003
Messages
1,489
Re: Hopin' This'll Buff Out

amazing story and pict's... glad to hear you're OK... Depending on your mood, you may want to ask the other guy for his insurance co's info... a call to them asking if they have a preference to where you should rent a boat from so that you don't loose any fishing days might speed up the process. My point is loss of use is also a damage, so every day that you would've wanted to use your boat and can't should be compensated for... or just go rent one and add it to their bill. In auto damage cases where I have not been at fault, I've always got a rental paid for by the other party's insurance. Having a bill for a rental is a more tangible expense / damage than "I wanted to go fishing, but couldn't".

Best of luck... although it seems you already have some going for you.
 

joey nathan

Petty Officer 2nd Class
Joined
Mar 17, 2009
Messages
185
Re: Hopin' This'll Buff Out

Well,
It has been quite a discussion; and I'm grateful for the insights into both sides of being involved in a violent boating collision. It is clear that there are very passionate opinions on both fronts. Must admit that it gets very distasteful when reduced to the monetary value for respective parties.

But it is helpful to gain information from those who've previously been involved in something like this.

At this time I haven't heard what the insrance company thinks the loss of my boat is worth. I very much like the idea of going and renting a boat to go fishing and presenting the receipts to them for compensation!

I've never been involved in any traffic accident before so I'm still comtemplating just what action to take. I am going to schedule a meeting with my attorney to see what he thinks of this...
 

ezmobee

Supreme Mariner
Joined
Mar 26, 2007
Messages
23,767
Re: Hopin' This'll Buff Out

I am going to schedule a meeting with my attorney to see what he thinks of this...

Very good idea. The unusal nature of this incident leads me to believe a consultation with a professional is definitely in your best interest.
 

Allbutwet

Petty Officer 1st Class
Joined
May 23, 2010
Messages
209
Re: Hopin' This'll Buff Out

Hey just my two cents applebj8; but I've heard that the insurance companys like to low ball on cars. So I'm sure boats would not be much different. Might be worth looking into other vessels of similar condition and age for a true market value. Just to be sure they give you an actual true market value.(Clark Howard radio)LOL.
And I too am glad you are ok. Good luck.
 

WIMUSKY

Moderator
Staff member
Joined
Sep 26, 2009
Messages
20,053
Re: Hopin' This'll Buff Out

The insurance company will give you what your boat is worth and probably pay you for your shirt. That will be all you get because there were no other damges...thankfully.

Amazing!

Yep. As far as the boat, even if $5000(just using a number, labor/materials) was spent on fixing it up and the book value is $500, $500 is what will be paid.
 

sasto

Captain
Joined
Jun 1, 2010
Messages
3,918
Re: Hopin' This'll Buff Out

That was a close one, apple. I am also very happy you are here telling your story with photos.

I realize different areas view boating and boaters different than others. The majority of our boating is in rivers, inlets, and the ocean. Boaters will drift fish, have a cocktail, go below for whatever reason, play cards, read a book, who knows what they are doing....all in a marked channel. Doesn't bother me one bit what you're doing, or where you do it. My responsibility is to not run over you, or even be close enough to scare you.

If I got upset everytime a jet flea darts in front of me, a skier is dropped in my path, a guy in front of me decides to abruptly stop his boat and jump in the water, a big lure thrown in my path....I could go on....I would be one miserable boater in these parts.

I sincerly hope all works out for you. Sorry for your loss. As for the other guy, I hope he learns a lesson. I see no reason or excuse for his actions.
 
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