Re: Stingray240cs or Monterey250fsc
You are having a very different impression of Stingray than mine. However, I was looking used. When looking at a 2 year old Stingray the wealth of info on their website was the tipper. There are even detailed spreadsheets where you can find out exact details like weight with different engines and prop pitch. Plus there is a performance calculator where you can play around with a top speed. I looked at many a used boat that I could not tell what it weighed besides looking at the nada values page for a weight.
Regarding the boating magazine reviews, I will tell you what I have heard here and other places. You will never read a bad review! Take them for what they are worth, partial information and partial advertising, with a few "constructive criticisms" thrown into the mix.
Now, back to the Stingray versus Monterey. I took a little while to look around the Monterey website (thanks for the links). I would personally take some comfort it the fact that they make many boats larger than the 250, where as at 25 ft is Stingrays max. Clearly, Monterey has more experience with bigger boats than Stingray, and the 25 ft version is not the maximum extension of their hull. I think that is a positive. Then again, I see many Stingray owners in the forum writing about wanting the 24 and 25 ft rays. The only other thing that comes to mind from the forum is to plan on adding trim tabs to any Stingray over 23 ft.
I think the true test will be getting into each and trying them out.