Um..That's not really true.
NMMA only specifiies "Marine" type 4-stroke oil , FC-W, FC-W(CAT) and 2-stroke oil TC-W3 (API TC is a NON water cooled spec)
If you 'd like to know more about NMMA certification of oils, and other "stuff" have a look at the following.
https://www.nmma.org/certification
There is no specification for "Marine" gear lubricant........
Some manufacturers make claims that their branded "marine" oil will maintain lubrication standards (4-ball test etc) with up to 10% water contamination (like AM$OIL, and Mercury + others)
The actual ASTM tests for gear lubricants with water contamination are : " [FONT=Verdana, Arial, Helvetica, sans-serif]Water Separability Characteristics of Petroleum and Synthetic Fluids" ASTM D1401 and "Demulsibility Characteristics of Lubricating Oils" ASTM D2711
Pretty much all certified gear lubricants (GL-4, GL-5 etc) are tested to these standards. (which is probably why all the marine manufacturers for years have indicated that you can use any GL-5 gear (non-limited-slip) lubricant in a lower unit gearbox. Mercury specifies a synthetic oil for the Bravos (like Mercury HP gear lubricant) but just about any synthetic gear lubricant can be (and is) used successfully.
An enclosed gearbox that operates under water is no different than any other enclosed gear box...
For anyone that would like to read about that, the following article is a good one[/FONT]
http://www.machinerylubrication.com/Read/616/gear-drive-lubricants
SO for the OP's original question, ,
"Someone" is wrong. There is no "Certain Additive" in "marine" gear lubricant.
(Mainly because there is no "Marine" gear lubricant .and if there was, NMMA would certify it)
If you have a high power I/O (like a 300hp Bravo, VP etc) you can use either Mercury HP, Amsoil, Mobil 1, or any other synthetic (non-limited slip) gear lubricant.
(Volvo indicates to use GL-5 75W-90 oil..... (which would be a synthetic) Certain older "AQ" VP drives even use engine oil!)
If you have a lower power outboard: Mercury says below 75hp you're ok with their NON-syn oil (which is a GL-5 gear lubricant) But you can still use any synthetic like Merc HP, Am$oil, Mobil-1 etc.
You could also use what I use.....but it's classified so I cannot reveal it!

,<it's actually 1 of the above.....but don't tell anyone! >
Regards,
Rick